Commercial Credit

Leasing makes perfect sense for all your business strategies and objectives in a dynamic professional environment. Leasing provides flexibility to conserve cash-on-hand for investment in essential equipment and services, helps to meet ever-changing technological needs quickly and easily, and may offer tax advantages.

Advantages of Apple Financial Services include:

Mac Family
  • Fast approvals
  • Range of payment structures
  • Flexible terms
  • Bundled solution
  • Trade-in options

Decision Matrix

  Fair Market Value Lease 10% Purchase Option Lease $1 Purchase Option Lease
Technology strategy Our company demands the latest technology and wants the option to get new equipment every two or three years. Our company needs the option to replace the equipment every couple of years, but we are concerned about the end-of-term price if we choose to purchase the equipment. Our company chooses to own the equipment, take advantage of the depreciation, and make low monthly payments.
End-of-term options
  • Return all the equipment to Apple Financial Services and upgrade to the latest technology.
  • Purchase the equipment at its then current fair market value.
  • Extend the lease at a negotiated rate.
  • Return all the equipment to Apple Financial Services and upgrade to the latest technology.
  • Purchase the equipment at 10% of the original equipment cost.
  • Extend the lease at a negotiated rate.
After all the payments are made, title to the equipment is yours for $1.
Tax advantages The monthly lease payments may be fully deductible as an expense. Consult your financial or tax advisor. Generally, the equipment will qualify for standard depreciation as allowed by the Internal Revenue Service. Consult your financial or tax advisor. Generally, the equipment will qualify for standard depreciation as allowed by the Internal Revenue Service. Consult your financial or tax advisor.
More information For more information on the Fair Market Value Lease, please download the data sheet. For more information on the 10% Purchase Option Lease, please download the data sheet. For more information on the $1 Purchase Option Lease, please download the data sheet.

For information about how to recycle packaging from your new Apple equipment, contact your Apple Sales or Financial Services Representative at 1-800-800-APPL (2775). Apple’s recycling department will identify a local recycler that will process the main packaging components (cardboard or paper based products and expanded polystyrene foam), to divert recyclable materials from landfill using recycling options that do not adversely impact the environment.

Lease Programs: All Apple Financial Services leases are subject to final approval of lease pricing, standard terms and conditions, and credit. Minimum financing amount is $2,500 for new leases, $1,000 for add-ons. Financing offered from 12 to 60 months.